5 Best UPI Apps for Android users in India

Best UPI Apps for Android users in India

We all know that after demonetization a heck of changes can be seen when it comes to mode of payments. A 360 degree change took place in India and online mode of payment has become the new trend. A lot of reasons are responsible for this change as one can just by few clicks make the payments, transfers and that too in the secured way. So this article will help you all with the best UPI apps for android users in India.

UPI which stands for Unified Payment Interface is a payment solution developed by National Payments Corporation of India(NPCI) under the guidelines of RBI. UPI apps allow users to send and receive money between the bank accounts linked with the mobile numbers.  Payments and Reception are done on real time basis and does not require IFSC instead the user needs a VPA which is Virtual Payment Address. VPS looks something like this [email protected] etc.

Following are few best UPI apps for android users in India to make their payments and transfers in lesser time and efforts and the main thing which most people are concerned about is the security of the transaction, so these UPI apps are the most secured apps to use.

5 Best UPI Apps for Android Users in India

Google Pay

Google Pay is the best UPI apps for android users in India, which was formerly known as TEZ app comes first in the list. Really simple to use and  is very innovative approach launched by Google in India. This is the first UPI app that enables proximity feature(NFC technology) in its platform. Money can be directly transferred to any bank account as no  wallet option is available, offers rewards on transactions, user-friendly interface, Google Pay Safe Shield, in app payments for hundreds of partnered merchants and a lot more features.


Phone Pe is a Bangalore based UPI app which was launched in 2016. It is in partnership with Yes Bank to provide UPI payments services on India. This payment app is now acquired by e-commerce giant Flipkart. It’s features include excellent rewards on transactions, it’s interoperability amongst e-wallet providers in India. Once can even purchase gold using Phone Pe wallets. Money transfer using UPI limit upto 1 lakh and many more features.


India’s largest digital wallet service provider and most downloaded UPI app in both Android and iOS platform. Paytm was the pioneer of digital payment service in India and one of the best UPI app in India. It offers several services on a single platform. You can link Rupay Virtual Debit Card with Paytm payment bank. It also offers facility of Paytm mall and one can purchase many items just like any other e-commerce website. Money transfer using QR code is also available and buy now pay later option available for ICICI bank customers.


Freecharge is also a very popular UPI money transfer app in India for its several cash back and in-app discounts and offers. Multiple bank accounts can be linked with the number registered in Freecharge and Freecharge wallet can also be created by fulfillment of KYC. This startup is Gurgaon based ( presently called as Gurugram) has now been acquired by Axis Bank. By using this app you can also invest in direct mutual funds.

Pockets By ICICI bank

Digital wallet cum UPI payments app offered by ICICI Bank. ICICI bank is considered as the most innovative bank among all banks of India and this Pockets Digital Wallet  app is one such their innovation. It has many features like you can get free virtual Visa Debit Card, Virtual digital wallet also allows an option of getting converted into savings account. Pockets wallet can also be accessed with ICICI Bank NetBanking. Many discounts and rewards are offered. NFC technology is used. Money transfer through QR code and VPA ID options are available, user friendly interface and a lot more.

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So above are mentioned best UPI apps for android users in India. These offer user friendly interface, secured and fast transactions and many rewards too. Using these top UPI apps one can easily make payments and transfers without the need of standing in long queues.


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